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Rates
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TIB Bank has competitive deposit and investment rates. We offer flexible terms to meet your different needs. Turn your piggy bank into your nest egg at TIB Bank. With our easy minimum deposit you can begin earning a maximum return on your investment.
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Deposit Accounts
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Account Name
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Minimum Deposit
to Open Account
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Minimum Balance
to Obtain APY
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Interest Rate
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Annual Percentage Yield
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Business Interest Checking*
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$50
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Paid on collected balance
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0.15
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0.15
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Business Indexed Interest Checking**
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$50
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$0 - 24,999.99
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0.05
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0.05 |
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$50
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$25,000.00 - 49,999.99
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0.10 |
0.10 |
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$50
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$50,000 & over
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0.15
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0.15
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Regular Savings
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$100
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$100
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0.30
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0.30
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Junior/Student Savings
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No Minimum
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Paid on all balances
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0.30
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0.30
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Personal-Business Money Market
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$100
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$0 - 9,999.99
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0.10
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0.10
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$100
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$10,000 - 49,999.99
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0.75
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0.75 |
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$100
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$50,000 - 99,999.99
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1.00 |
1.01 |
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$100
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$100,000 - 249,999.99
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1.15
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1.1566 |
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$100
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$250,000 - $499,999.99 |
1.20 |
1.2072 |
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$100
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$500,000 & over
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1.2225
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1.23
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Interest rates and Annual Percentage Yields are current as of:
March 15, 2010.
Fees could reduce earnings on these accounts. The rates may
change after the account is open.
* This Account is designed for sole proprietors, non-profit corporations, government and other selected entities as allowed by Federal Regulations.
** This Account is for non-profit organizations, and for qualified condominium and homeowner's associations.
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CD's
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Account Type
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Minimum Deposit to
Open
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Interest Rate
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Annual Percentage Yield
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30 - 59 days
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$1,000
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0.50 |
0.50 |
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60 - 89 days
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$1,000
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0.75 |
0.75 |
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90 - 179 days
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$1,000
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0.996
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1.00
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180 - 364 days
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$1,000
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1.243
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1.25
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1 year (365 days)
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$1,000
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1.489
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1.50
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18 months
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$1,000
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1.637
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1.65
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2 years
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$1,000
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1.981
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2.00
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3 years
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$1,000
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2.030
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2.05
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5 years
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$1,000
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2.323
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2.35
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Interest rates and Annual Percentage Yields are current as of:
March 15, 2010.
Rates are subject to change weekly. A penalty may be imposed for early withdrawal. Special CD's are offered for a limited time only.
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IRA's
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Term - Fixed Rate
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Minimum Deposit to
Open
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Interest Rate
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Annual Percentage Yield
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Traditional IRA
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1 year
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$500
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1.489
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1.50 |
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18 months
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$500
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1.637 |
1.65 |
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2 years
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$500
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1.981 |
2.00
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3 years
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$500
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2.030 |
2.05
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5 years
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$500
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2.323
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2.35
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Roth IRA
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1 year
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$500
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1.489
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1.50 |
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18 months
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$500
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1.637 |
1.65 |
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2 years
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$500
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1.981 |
2.00
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3 years
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$500
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2.030
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2.05
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5 years
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$500
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2.323 |
2.35 |
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SEP
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1 year
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$500
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1.489
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1.50 |
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18 months
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$500
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1.637
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1.65 |
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2 years
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$500
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1.981 |
2.00
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3 years
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$500
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2.030 |
2.05
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5 years
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$500
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2.323 |
2.35
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Interest rates and Annual Percentage Yields are current as of:
March 15, 2010.
A penalty may be imposed for early withdrawal for ages under 59 1/2.
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Privacy &
Security
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