TIB Bank has partnered with Elavon to deliver the industry’s leading merchant

 processing solutions. By combining our banking expertise with Elavon’s premier payment processing network, you can enjoy a one-stop solution for all of your banking and payment processing needs.

Choosing the right payments partner can be critical to your bottom line, and Elavon clearly delivers the most powerful platform in the industry. If you have a payment processing need, TIB Bank and Elavon have the solution.

RELY ON THE INDUSTRY’S #1 NETWORK

• Highly rated for reliability and availability
• 100% network uptime from Elavon’s fully redundant systems
• High speed transaction processing
• Built in fraud monitoring and control features

CHOOSE AN INDUSTRY LEADER

• Elavon processes over one billion transactions annually for more than 1 million merchant locations
• Elavon is the third largest payment processor in the United States

ENJOY SUPERIOR CUSTOMER SERVICE & ONLINE SUPPORT

• Customer service is available 24/7 from trained professionals in Elavon’s call center
• Log onto MerchantConnect.com to request new products, access monthly statements, view the status of your account and more.

PAYMENT SOLUTIONS ARE AVAILABLE FOR:

• Retail
• Restaurants
• Supermarkets
• Lodging/Hospitality
• Education/Government
• Mail order/E-commerce

SOLUTIONS TO GROW YOUR BUSINESS:

• PC and Terminal Based POS Solutions
• Wireless Payment Processing
• Internet/e-Commerce
• Electronic Check Service
• Electronic Gift Cards
• Debit, EBT
• Fleet Cards
• Dynamic Currency Conversion
• Purchasing/Corporate Cards

Already a TIB Bank merchant customer, but need to register for online account access? Click here to get started.

If you already have your User ID and Password, Click here to access monthly statements; view the status of your account and much more.

Get more of what you’d expect from the business banking experts! Ideal for businesses that normally write fewer than 100 checks per month.

• No minimum balance required
• No monthly account service charge
• 100 checks written processed free (addt'l. checks .50 each)
• FREE TIBLink Internet Banking
• FREE Internet Bill Pay
• FREE E-Statements with check images
• FREE MasterCard Business Debit Card*
• Overdraft protection available
  *Normal qualifications apply.

Minimum opening deposit: $50.00

This innovative option is designed for high-activity businesses. With this account, you can earn credits based on your average collected balance – then use those credits to offset normal monthly fees!

What’s more, if your company utilizes multiple checking accounts, TIB Bank will, upon your request, combine your account balances to determine your total earnings credits!

• No monthly fee when earnings credit exceeds charges
• FREE TIBLink Internet Banking
• FREE Internet Bill Pay
• FREE E-Statements with check images
• FREE MasterCard Business Debit Card*
• Plus…optional overdraft protection from a linked savings or money market account
  *Normal qualifications apply.

Monthly fee and activity charges:

• Monthly account service charge $15.00
• Deposits .30
• Deposit items .10
• Checks paid .15
• FDIC assessment of average collected balance .00019

If the earnings credit exceeds the total charges, no service charges are assessed for that month. If the total charges exceed the earnings credit, the NET difference is assessed as a monthly charge. All other per item charges are charged directly to the account, i.e., stop payments, overdrafts, etc.

Minimum opening deposit: $50.00

This specialized account is designed for sole proprietors, non-profit corporations, government, and other selected entities as allowed by Federal Regulations.

• No monthly account service charge and no per check fee if an average daily balance of $1,500.00 or more is maintained during the monthly statement cycle.

• As an alternative, you may pay $14.00 a month should the average daily balance during the monthly statement cycle fall below $1,500.00.
• The highest yield at current NOW rates
• No monthly account service charge when a small minimum balance is maintained
• Unlimited check writing
• FREE TIBLink Internet Banking
• FREE Internet Bill Pay
• FREE E-Statements with check images
• FREE MasterCard Business Debit Card*
• PLUS...optional overdraft protection from a linked savings or money market account
  *Normal qualifications apply.

Minimum opening deposit: $50.00

TIB Bank delivers again – with specially-designed, interest-earning NOW checking services for non-profit organizations, and for qualified condominium and homeowner’s associations who want their money to work harder.

A low minimum opening deposit gets you started and gives you a long list of benefits.

• No minimum balance required
• No monthly activity service charge
• Unlimited check writing
• FREE TIBLink Internet Banking
• FREE Internet Bill Pay
• FREE E-Statements with check images
• Tiered interest

The account is an indexed account tied to the Fed Fund target rate (subject to change). The account is a tiered rate account based on the Fed Funds target rate minus a margin.

Interest is calculated on the Fed collected balance (account balance the day after deposit) in the account and credited monthly. If the account is closed before the interest is credited, the accrued interest will not be paid.

Minimum Opening Deposit: $50

If the account activity for 3 months exceeds 250 items paid (checks written) the bank reserves the right to place the account into the Business Interest Checking account product.

With the CDARS Program, TIB Bank can provide you with easy access to multi-million dollar FDIC protection on CD investments up to $50 million. You sign one agreement, earn one interest rate, and receive one statement. The CDARS benefits of having one bank, one rate and one statement help to reduce your administrative burden. And with CDARS, we can eliminate the need to monitor change collateral values - another time saving convenience.

Click here for more information on CDARS
Click here to watch a video on CDARS

This "statement savings" account provides you with easy access to your funds, with interest which is compounded daily and credited to your account at the end of each quarter. A low minimum balance is all that’s required to avoid service charges.

• A low balance account service charge of $5.00 will be charged quarterly if the daily balance in the account falls below $200.00 any day of the quarter.
• More than six (6) withdrawals per quarter are charged an excess activity service charge of $1.00 each.
• Interest is compounded daily, and credited at the end of each quarter.
• Please note that federal regulations require certain transaction limitations on all savings and money market accounts. See the depository agreement for details.

Minimum balance to earn interest is $100.00
Minimum opening deposit: $50.00

Fixed Rate

TIB offers its customers a choice of time savings instruments from 30 days to five (5) years. The interest rate is determined by the length of time the funds are placed on deposit.

Minimum opening deposit: $1,000.00

Want higher interest than a savings account – but with the liquidity of a checking account? A TIB Money Market Account may be the solution, offering your business a tiered interest rate that increases right along with your balance! The more you save, the more you earn – while staying current with fluctuating market conditions.

Features Include:

• Tiered balance pricing
• Interest is compounded daily and credited monthly
• Plus…you can access your account via the Internet if you have a TIB checking account or access by check, phone and ATM

TIB offers several Money Market Accounts that will match the needs of your company.

Please note that federal regulations require certain transaction limitations on all saving and money market accounts. See the depository agreement for details.

Minimum opening deposit: $50.00