Business Edition® Visa® Card

• Low rates
• No annual fee
• Separate business and personal expenses
• Easily track business expenses
• Online access to view transactions, pay your bill, view up to seven years or prior statements and more!

• Earn reward points toward a cash rebate in the form of an account credit, gift certificates, merchandise or travel
• No annual fee
• Low rates
• Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

• Control spending with over 800 merchant category codes
• Establish individual credit limits to accommodate unique spending needs.
• Set dollar and transactional limits on a daily, weekly or monthly basis
• Limit cash access
• Access online reporting
• Earn Rewards for business spending
• Limit cash access

• Expedite vendor payments
• Better manage costs with spending controls
• Easily manage company purchases with innovative options like Central Billing Accounts, Declining Balance Cards, One Time Usage Cards and Virtual/Ghost Accounts
• Access online reporting

Get the security of $50 Million in FDIC Insurance

TIB Bank’s Corporate Services Department offers individuals, businesses and associations the opportunity to invest large dollar amounts (over $100,000) in FDIC-insured certificates of deposit through the Certificate of Deposit Registry Service or ‘CDARS’ Program.

Click here for more information on CDARS
Click here to watch a video on CDARS

• The Bank will establish and electronically track your clients’ escrow accounts as sub-accounts within the EZ Escrow Account.
• Separate accounting records will be maintained for each sub-account.
• Comprehensive monthly statements will summarize the activity in the EZ Escrow Account and will detail the activity for each sub-account.
• Immediate access to these funds will be easily available by contacting your Bank Representative or Corporate Services.
• The Bank will prepare 1099 Forms and mail them directly to all sub-account holders.
• Each sub-account will be FDIC insured separately. Check with your nearest TIB Bank location for the must current FDIC limit.

• Lockbox processed locally
• Provide customers with quick resolutions
• Online Reporting available
• Output files are produced for uploads directly into your accounting or tracking system software.
• Paid Item report is completely customizable for your needs and available via website.
• Daily electronic credits of your receivables are posted to your account on a daily basis.

Customer Benefits
• Reduces Risks
• Increased Fraud Protection
• Increased control over the account
Requirements
• TIBLINK Plus
• Internet Connection
• Customer must be able to generate a text file (.txt) containing their check data to be uploaded.

• Quick and convenient way of making deposits from remote locations
• Reduce check float, making funds available quicker
• Consolidate multiple locations into a single deposit account
• Reduce the number of trips to the bank, eliminating the need for costly courier services
• On site digital image of all deposits, allows you to retain all information for future research
• On site training, and implementation
• 5:00pm cutoff for same day credit of deposit

• High Speed Internet connection (DSL, Cable, T1)
• Windows Vista, Windows XP with Service Pack 2 or Windows 2000
• Internet Explorer 6.0 or better
• MAC PCs are not compatible
• Local Administrator rights
• Possible Firewalls or Spyware disabled at time of installation

• Teller-in-a-Box User Guide
• Customer Quick Guide
• Teller-in-a-Box User Disclosure

      In the event of a security breach including:

• Online theft of Assets
• Compromise of sensitive consumer information
• Employee fraud
• Identity Theft

Contact Retail Banking Services immediately to report the incident & receive further instructions.
Retail Banking Services can be contacted by email: rbs@tibbank.com or phone: HelpDesk #239-449-5853 or 239-449-5847.

Contingency Plan in a Disaster:

• TIB Bank can reroute your deposits through an alternative site. All information will be communicated to the customer via phone or email.
• Go to the nearest TIB Bank location
• Overnight deposits to:
  Retail Banking Services
  9465 Tamiami Trail N Ste 101
  Naples, FL 34108